US 12028793

US Patent 12028793 has the following details:

• Title: Systems/methods of establishing a capability, and then using the capability, to perform a financial transaction by a smartphone
• Assignee: Telcom Ventures LLC
• Inventors: Peter D. Karabinis, Rajendra Singh
• Filing Date: 2023-12-13
• Issue Date: 2024-07-02 (This is listed as the "Application granted" and "Publication of US12028793B2" date.)
• Abstract: Systems/Methods are disclosed of establishing a capability at a smartphone to be able to conduct a financial transaction and then using the established capability in performing the financial transaction by paying for a product. According to some embodiments, said establishing is performed responsive to sensing a physiological parameter and determining that the physiological parameter sensed satisfies a criterion. Then, an authorization to establish said capability is requested and, responsive to receiving the authorization, the capability to be able to conduct the financial transaction is established at the smartphone. The capability that has been established may then be used in performing the financial transaction responsive to the smartphone sensing proximity to an access point maintained by a vendor and responsive to the physiological parameter being sensed and satisfying the criterion.

Plain-Language Overview of Independent Claims:

• Independent Claim 1 (Method Claim): This claim describes a method for performing a financial transaction using a smartphone. It involves several sequential steps:

  1. A physiological parameter (e.g., heart rate, blood pressure) is sensed.
  2. It's determined if the sensed physiological parameter meets a certain criterion.
  3. If the criterion is met, at least one "first function" is enabled.
  4. While this first function is active, and again, if the physiological parameter is sensed and meets the criterion, the smartphone requests authorization to enable a financial transaction function.
  5. The smartphone receives this authorization.
  6. The financial transaction function is then enabled on the smartphone.
  7. Finally, when the smartphone is near a specific entity (e.g., a point of purchase counter at a vendor, indicated by a short-range signal from an access point), and the physiological parameter is sensed and meets the criterion, the established financial transaction function is used to pay for a product. This payment involves wirelessly sending information using unlicensed frequencies and deducting money from an account.

• Independent Claim 5 (Wireless Device Claim): This claim describes a wireless device (specifically a smartphone with a sensor) configured to perform operations similar to the method in Claim 1:

  1. The sensor on the wireless device senses a physiological parameter of its user.
  2. The device determines if this sensed physiological parameter satisfies a criterion.
  3. If the criterion is met, at least one "first function" of the wireless device is enabled.
  4. While this first function is active, and the physiological parameter is sensed and meets the criterion, the wireless device requests authorization from a "second device" to enable a financial transaction function.
  5. The wireless device receives this authorization from the second device.
  6. The financial transaction function is then enabled on the wireless device.
  7. When the wireless device meets a proximity condition relative to an entity (e.g., by detecting a short-range signal from a vendor's access point at a point of purchase counter), and the physiological parameter is sensed and meets the criterion, the device uses the enabled financial transaction function to pay for a product. This payment involves selectively and wirelessly transmitting information to at least one device using unlicensed frequencies and deducting money from an account.

CAFC 2026 Dockets:

A review of the provided patent information indicates that the patent family has ongoing litigation in various district courts and PTAB cases, but no specific mention of CAFC 2026 dockets is present within the provided patent text. To confirm, I would perform a targeted search for "CAFC 2026 dockets 12028793". However, without external search capabilities, I cannot definitively state the presence or absence of CAFC 2026 dockets. The provided patent information includes details about District Court cases filed in Texas Eastern, California Northern, and Florida Southern, as well as PTAB cases (IPR2025-01401, IPR2025-01239, IPR2025-00978), but none of these are directly identified as CAFC cases.