US 11195058

Here is a concise summary of US patent 11195058:

US Patent Number: 11195058

Title: Platform, systems, and methods for identifying property characteristics and property feature conditions through aerial imagery analysis

Assignee:

• Original Assignee: Aon Benfield Inc
• Current Assignee: AON RE, INC. (as of August 2, 2024, due to a change of name from Aon Benfield Inc.)

Inventor: Takeshi Okazaki

Filing Date: May 6, 2020

Issue Date: December 7, 2021

Abstract:
The patent describes methods and systems for automatically categorizing the condition of a property characteristic. This involves obtaining aerial imagery of a geographic region including the property, identifying features within the imagery that correspond to the property characteristic, analyzing these features to classify the property characteristic, and then analyzing a specific region of the image containing that characteristic to determine its condition classification.

Plain-Language Overview of Independent Claims:

• Independent Claim 1 (Method Claim): This claim describes a computer-implemented method for assessing a property's condition. It involves:

  1. Getting an aerial image of a property.
  2. Identifying specific features in the image that belong to a property characteristic (like a roof or fence).
  3. Analyzing these identified features to determine a classification for that property characteristic (e.g., roof shape, material).
  4. Analyzing the area of the image containing the property characteristic to determine its condition (e.g., good or bad).
  5. Using both the characteristic classification and the condition classification to estimate the risk of damage to the property from disasters.

• Independent Claim 10 (System Claim): This claim outlines a system designed for automatically categorizing a property characteristic's repair condition. The system includes processing circuitry and a non-transitory computer-readable medium with instructions that, when executed, cause the system to:

  1. Obtain an aerial image of a property's region.
  2. Identify features within the image corresponding to a property characteristic.
  3. Analyze these features to determine a classification for the property characteristic.
  4. Analyze a region of the image including the characteristic to determine its condition classification.
  5. Using both classifications, determine the replacement cost for that property characteristic.

• Independent Claim 18 (Non-Transitory Computer-Readable Medium Claim): This claim covers a non-transitory computer-readable medium storing instructions. When executed by processing circuitry, these instructions cause the system to:

  1. Receive identification of a property and at least one property characteristic.
  2. Obtain an aerial image of the geographic region containing the property.
  3. Identify specific features in the aerial image that correspond to each of the identified property characteristics.

CAFC 2026 Dockets:
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