Invalidity dossier
US 10749859
File format and platform for storage and verification of credentials
Current assignee: Visa USA Inc
Added 4/27/2026, 7:39:18 AM
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Patent summary
Title, assignee, inventors, filing/issue dates, abstract, and a plain-language overview of the claims.
A concise summary of US Patent 10,749,859 is as follows:
Title: File format and platform for storage and verification of credentials
Assignee: Cortex MCP Inc
Inventor: Shaunt M. Sarkissian
Filing Date: May 24, 2019
Issue Date: August 18, 2020
Abstract:
The patent describes a computer-implemented method for generating and verifying officially verifiable electronic representations of user credentials. The method involves storing credential information, receiving a request to generate a file for user authentication based on this information, and creating a virtual representation of the credential that is verified by an issuing agency. The system then transmits this file and can later verify its authenticity through a request, confirming that a Near Field Communication (NFC) or Bluetooth communication associated with the file corresponds to the user's credential. Finally, it transmits an authentication message indicating whether the communication is valid.
Independent Claims Overview
This patent contains three independent claims. A plain-language overview of each is provided below.
Independent Claim 1: A computer-implemented method for generating and verifying officially verifiable electronic representations. This claim outlines a process where:
- A credential database receives a request for a "credential action."
- This database, which stores user credentials each with a "status indicator," determines a response based on the stored credentials.
- The response is then transmitted to a client device.
Independent Claim 8: A computer-implemented method for requesting an officially verifiable electronic representation. This claim details a method where:
- A processor generates a request for a "credential action," which includes a "credential identifier."
- The processor sends this request to a credential database.
- The processor then receives a response to this request.
Independent Claim 15: An apparatus for generating and verifying officially verifiable electronic representations. This claim describes a physical apparatus comprising:
- A processor.
- A memory unit connected to the processor that stores instructions.
- These instructions program the processor to maintain a credential database that stores one or more credentials with a "status indicator," receive a request for a "credential action," determine a response based on the stored credentials, and transmit that response to a client device.
Regarding any legal proceedings, a search of the CAFC (Court of Appeals for the Federal Circuit) 2026 dockets for this patent number did not yield any specific results. Therefore, there is no information available on this matter at this time.
Generated 5/1/2026, 10:28:52 PM