Plaintiff
1 case as plaintiff.
Cortex MCP Inc. is a privately held financial software company founded in 2012. According to a complaint filed in federal court, the company's principal place of business is in Surprise, Arizona. PitchBook describes the company as having developed an IP-protected mobile payment and digital wallet platform focused on host tokenization and the storage of digital credentials and identification.
The company's main offering is its technology platform for mobile commerce. This platform uses a patented technology called the OVER File™ (Officially Verifiable Electronic Representation) to enable secure digital deployment, storage, and validation of credentials, such as credit cards and identification, on mobile devices. The technology is designed to work with existing merchant point-of-sale infrastructure. In legal proceedings, a court order has referred to Cortex MCP as a "non-practicing" entity, noting it is not a direct competitor to the defendant in its lawsuit.
Cortex MCP's patent litigation posture is that of a patent enforcer. The company has filed one major lawsuit as a plaintiff while defending against challenges to its patents at the Patent Trial and Appeal Board (PTAB) and in federal appellate court. The provided case data shows Cortex MCP as a plaintiff in the U.S. District Court for the Western District of Texas, a venue known for patent litigation, and as a defendant in four related appellate and PTAB actions brought by its litigation opponent and by Unified Patents, a firm that challenges patents on behalf of its members.
The company's most notable litigation is its patent infringement suit against Visa Inc., filed in January 2023. In the lawsuit, Cortex MCP alleged that Visa's tokenization services infringed on four of its patents related to secure mobile wallet technology. The lawsuit claimed that the alleged infringement occurred after the two companies had met to discuss a potential business deal. In response to the suit, Visa filed five inter partes review (IPR) petitions with the PTAB, challenging all claims of the patents-in-suit.
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Initially filed in the U.S. District Court for the Western District of Texas, this case was transferred to the Northern District of California. The court has stayed the case pending the resolution of related inter partes review (IPR) proceedings at the PTAB and any subsequent appeals.