Invalidity dossier
US 7093761
Added 9/23/2026, 5:32:52 PM
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Patent summary
Title, assignee, inventors, filing/issue dates, abstract, and a plain-language overview of the claims.
US 7,093,761 B2 — System and Method for Distributing Stored-Value Cards
Bibliographic data (as supplied): Title: "System and method for distributing stored-value cards." Patent number US7093761B2; application US10/732,641; filed 2003-12-10; granted/publication date 2006-08-22. Priority date listed as 2001-09-24, with priority claims noted from US10/253,243, US10/411,971, and US10/698,084. Inventors: Merrill Brooks Smith, Phillip Craig Graves, Jonathan O'Neal. Original and current assignee: E2interactive Inc. Status listed as "Expired – Lifetime," with anticipated expiration 2023-12-10. Earlier publication US20040118914A1 (2004-06-24); later related filing US11/290,606 (US7630926B2).
Purpose and plain-language scope: The text states the invention "relates to distributing and activating stored value cards, such as stored-value cards used to pre-purchase telecommunications service." Per the supplied definitions, the invention concerns stored-value cards associated with stored-value accounts, including adding stored value to an account "managed by a third party," amending a user's third-party-managed account, verifying the source of a stored-value card transaction request, and applying these functions to specific card embodiments such as prepaid emergency road service cards.
In operation as described: a customer buys a PIN (possibly tied to a card/account) at a merchant; the PIN carries a value and may be associated with an account at purchase or later with a provider the customer selects. The customer contacts a central processor — or directly contacts a carrier via a website or 800 number — to process the PIN (redeeming value, adding value to an account, or otherwise amending the account). The central processor may prompt for PIN/MIN and personal information, prompt the user to select a provider (e.g., a telecommunications carrier), including an affiliated provider whose accounts the processor manages. Where the processor manages the accounts, it may amend the user's account directly in a database of PINs and accounts.
Classifications noted: G06Q30/02, G06Q20/04, and H04M15/00-related classes.
What the excerpt does not establish: It is explicitly an excerpt; the full claims, detailed description, figures, and any dependent-claim limitations are omitted. Claim scope, claim count, and precise claim language therefore cannot be stated. The excerpt also does not establish validity, enforceability, prior-art effect, litigation, or details of any ownership transfers.
Generated 10/1/2026, 9:43:32 PM
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Litigation summary
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PTAB challenges
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Assignment history
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Prior art
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Obviousness
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Extensions
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Derivative works
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