Invalidity dossier
US 9292852
System and method for applying stored value to a financial transaction
Current assignee: AuthWallet, LLC
Added 9/23/2026, 10:10:41 PM
Active provider: DeepSeek · deepseek-flash
Patent summary
Title, assignee, inventors, filing/issue dates, abstract, and a plain-language overview of the claims.
Patent Overview — US 9,292,852 B2
Title: System and method for applying stored value to a financial transaction (source: https://patents.google.com/patent/US9292852/en).
Patent number / application: US 9,292,852 B2; application US 12/859,213, filed 2010-08-18.
Inventors: Todd R. Coulter, Mordechai E. Kaplinsky, Christopher E. Lewis, Jeffery A. Warmington.
Assignee: The excerpt lists the original assignee as FonWallet Transaction Solutions Inc, with the "current assignee" given as Authwallet LLC and Coulter, Todd Russell (the excerpt notes listed assignees may be inaccurate).
Key dates: Priority date 2008-11-08 (noted as an assumption); a priority claim from US 12/557,457 dated 2009-09-10; publication of US 2010/0312636 A1 on 2010-12-09; patent granted/publication 2016-03-22; status Active with adjusted expiration 2030-08-23 (legal status noted as an assumption, not a legal conclusion).
Purpose and plain-language scope: Drawn from the supplied text — title, prior-art keywords (transaction, stored value, customer, service, authorization request), and classification — the patent concerns applying stored value to a financial transaction. In plain terms, it relates to payment architectures and protocols, including confirmation/permission by the legal debtor (G06Q20/42), point-of-sale networks (G06Q20/20), and wireless-device payment (G06Q20/32). The keywords indicate a system/method involving a customer, a service, an authorization request, and stored value applied within the transaction.
What the excerpt does not establish: The excerpt omits the abstract, claims, and detailed description, so the precise scope, claim limitations, and operation of the invention cannot be stated. The provided source also lists litigation and assignment events; per instructions these are not researched or evaluated here, and no conclusion about validity, enforceability, prior art, or ownership is drawn. Dates marked as assumptions are presented as listed, not verified.
Generated 10/1/2026, 9:33:44 PM
Cases on file (3)
Group view →Specific litigation cases in our database that name US patent 9292852. The free-form analysis below may also discuss cases beyond this list.
- AuthWallet, LLC v. Total System Services, LLC (TSYS)filed Aug 9, 20241:24-cv-03547U.S. District Court for the Northern District of Georgiadismissed
Defendants: Total System Services, LLC (TSYS)
Other patents asserted: 8099368
- AuthWallet, LLC v. Heartland Payment Systems, LLCfiled Jul 25, 20242:24-cv-00594U.S. District Court for the Eastern District of Texas, Marshall Division
Defendants: Heartland Payment Systems, LLC
Other patents asserted: 8099368
- 1:24-cv-03100U.S. District Court for the Northern District of Georgiadismissed
Defendants: Global Payments, Inc.
Other patents asserted: 8099368
Litigation summary
Past and pending lawsuits — plaintiffs, defendants, jurisdictions, outcomes, and notable rulings.
Proceedings on file (0)
All PTAB activity →AIA trial proceedings (IPR / PGR / CBM) filed at the USPTO Patent Trial and Appeal Board against this patent. Sourced from the USPTO Open Data Portal and refreshed every six hours; each proceeding number deep-links to the PTAB E2E docket.
Current assignee: AuthWallet, LLC
No PTAB proceedings on file. This patent has not been challenged via IPR, PGR, or CBM. The absence is itself a signal — well-asserted patents eventually attract IPRs. The LLM analysis below may surface filings the ODP feed hasn’t indexed yet.
PTAB challenges
AIA trial proceedings at the USPTO Patent Trial and Appeal Board — IPR, PGR, and CBM. Petitioners, judge panels, claim-level invalidation outcomes from Final Written Decisions, and Federal Circuit appeals. The single most important defensive datapoint after litigation history.
Assignment history
Inventors, original assignee, and the chain of ownership recorded with the USPTO — including the correspondent attorney who recorded each assignment, since shell-LLC chains often share one repeat-player attorney even when the entity names look unrelated. Surfaces NPE / patent-troll patterns: shell-entity transfers, known asserters in the chain, repeat correspondent fingerprints, pre-litigation assignments, and bankruptcy fire-sales.
Prior art
Earlier patents, publications, and products that may anticipate or render the claims unpatentable.
Obviousness
Combinations of prior art that suggest the claimed invention would have been obvious under 35 U.S.C. § 103.
Extensions
Patent term adjustments, term extensions, continuations, divisionals, family members, and expiration dates.
Derivative works
Defensive disclosure: derivative variations of each claim designed to render future incremental improvements obvious or non-novel.
Keep exploring
More patents asserted by AuthWallet, LLC
This patent in court (3)
3 tracked lawsuits name US 9292852.