Patent 12028793

Prior art

Earlier patents, publications, and products that may anticipate or render the claims unpatentable.

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Prior art

Earlier patents, publications, and products that may anticipate or render the claims unpatentable.

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To identify the most relevant prior art for US patent 12028793, I will examine the patent citations listed within the patent document itself. The patent text provides a "Patent Citations" section.

Here are the details for each cited patent, along with a brief description and potential anticipation under 35 U.S.C. § 102, as identified in the patent document:

Patent Citations from US12028793B2:

  • US20060145893A1 (Transcore, Inc.)

    • Full Citation: US20060145893A1
    • Priority Date: 1990-05-17
    • Publication Date: 2006-07-06
    • Brief Description: This patent application describes an electronic vehicle toll collection system and method.
    • Potential Anticipation (35 U.S.C. § 102): This reference could potentially anticipate aspects of claims 1 and 5 related to conducting financial transactions for tolls and sensing proximity to an entity (e.g., an access point for toll collection). The general concept of an automated toll payment system enabled by vehicle proximity predates US12028793B2. However, it does not explicitly mention sensing a physiological parameter to enable the financial transaction, which is a key distinguishing feature of claims 1 and 5.

  • US7155199B2 (Nokia Mobile Phones Limited)

    • Full Citation: US7155199B2
    • Priority Date: 1995-02-15
    • Publication Date: 2006-12-26
    • Brief Description: This patent describes a system and method of making payments using an electronic device cover with an embedded transponder.
    • Potential Anticipation (35 U.S.C. § 102): This patent might anticipate the general idea of using a mobile device for payments via a short-range interaction. However, like US20060145893A1, it doesn't appear to include the physiological parameter sensing and criterion satisfaction as a prerequisite for enabling the payment function, which is central to claims 1 and 5.

  • USRE39736E1 (Morrill Jr Paul H)

    • Full Citation: USRE39736E1
    • Priority Date: 1996-09-11
    • Publication Date: 2007-07-17
    • Brief Description: This reissued patent relates to wireless telephony for collecting tolls, conducting financial transactions, and authorizing other activities.
    • Potential Anticipation (35 U.S.C. § 102): Similar to the previous toll collection and payment systems, this patent broadly covers financial transactions via wireless devices. The specific "physiological parameter" enablement step in claims 1 and 5 of US12028793B2 would likely differentiate it.

  • US8023580B2 (Bremer Gordon F)

    • Full Citation: US8023580B2
    • Priority Date: 1997-12-05
    • Publication Date: 2011-09-20
    • Brief Description: This patent describes a system and method of communication using at least two modulation methods.
    • Potential Anticipation (35 U.S.C. § 102): This patent appears to be more focused on communication methods (modulation) rather than the adaptive enablement of financial transaction capabilities based on physiological parameters. It is less likely to anticipate the core novelty of claims 1 and 5.

  • US7505941B2 (American Express Travel Related Services Company, Inc.)

    • Full Citation: US7505941B2
    • Priority Date: 1999-08-31
    • Publication Date: 2009-03-17
    • Brief Description: This patent covers methods and apparatus for conducting electronic transactions using biometrics.
    • Potential Anticipation (35 U.S.C. § 102): This patent is highly relevant as it explicitly mentions using biometrics for electronic transactions. If "physiological parameter" in US12028793B2's claims is interpreted broadly to include biometrics (e.g., a fingerprint is a physiological parameter), then this patent could potentially anticipate the "sensing a physiological parameter" and "determining whether or not the physiological parameter sensed satisfies a criterion" steps. However, US12028793B2 further specifies enabling a first function responsive to the physiological parameter, then requesting authorization to establish a financial transaction function, and then using that established function responsive to both proximity and the physiological parameter. The specific multi-step enablement process and the distinct "first function" might offer a point of differentiation.

  • US6769607B1 (Satyan G. Pitroda)

    • Full Citation: US6769607B1
    • Priority Date: 1999-11-15
    • Publication Date: 2004-08-03
    • Brief Description: This patent describes a point of sale and display adapter for an electronic transaction device.
    • Potential Anticipation (35 U.S.C. § 102): This patent relates to point-of-sale systems for electronic transactions. It is likely more focused on the infrastructure at the vendor's end rather than the specific, physiologically-triggered enablement of a financial transaction capability on a smartphone, as detailed in claims 1 and 5 of US12028793B2.

  • US20040030601A1 (Pond Russell L.)

    • Full Citation: US20040030601A1
    • Priority Date: 2000-09-29
    • Publication Date: 2004-02-12
    • Brief Description: This patent application describes electronic payment methods for a mobile device.
    • Potential Anticipation (35 U.S.C. § 102): This is a broad disclosure of mobile electronic payments. Without specific details of its methods, it's hard to assess its direct anticipation. However, if it does not involve the multi-stage enablement based on a sensed physiological parameter, it would likely not anticipate claims 1 and 5.

  • US7133659B2 (Nokia Mobile Phones Limited)

    • Full Citation: US7133659B2
    • Priority Date: 2000-09-29
    • Publication Date: 2006-11-07
    • Brief Description: This patent describes methods of operating a reservation system using an electronic device cover with an embedded transponder.
    • Potential Anticipation (35 U.S.C. § 102): This patent focuses on reservation systems and transponder technology, not specifically on adaptive financial transaction enablement via physiological parameters. It is unlikely to anticipate claims 1 and 5.

  • US20070260710A1 (Dowling Eric M)

    • Full Citation: US20070260710A1
    • Priority Date: 2000-10-27
    • Publication Date: 2007-11-08
    • Brief Description: This patent application describes federated multiprotocol communication.
    • Potential Anticipation (35 U.S.C. § 102): This patent appears to relate to communication protocols and is less likely to anticipate the specific financial transaction enablement aspects of claims 1 and 5.

  • US6595929B2 (Bodymedia, Inc.)

    • Full Citation: US6595929B2
    • Priority Date: 2001-03-30
    • Publication Date: 2003-07-22
    • Brief Description: This patent describes a system for monitoring health, wellness, and fitness, including improved measurement of heat flow.
    • Potential Anticipation (35 U.S.C. § 102): This patent clearly involves sensing physiological parameters for health monitoring. While it senses physiological data and uses it, it does not describe enabling a financial transaction capability in response to satisfying a criterion based on that physiological data, and then using that capability for payment. This patent would be relevant for the "sensing a physiological parameter" step but lacks the subsequent financial transaction enablement and usage.

  • US20070129077A1 (Fujitsu Limited)

    • Full Citation: US20070129077A1
    • Priority Date: 2001-04-04
    • Publication Date: 2007-06-07
    • Brief Description: This patent application describes a channel setting method in a mobile communication system.
    • Potential Anticipation (35 U.S.C. § 102): This patent is directed to communication channel management, not the specific financial transaction methods or device configurations of US12028793B2.

  • US20020170961A1 (Bruce Dickson)

    • Full Citation: US20020170961A1
    • Priority Date: 2001-05-17
    • Publication Date: 2002-11-21
    • Brief Description: This patent application describes a method and system for providing shopping assistance using RFID-tagged items.
    • Potential Anticipation (35 U.S.C. § 102): This patent involves RFID for shopping assistance, which might touch upon aspects of identifying products for purchase. However, it does not explicitly describe the physiological parameter-driven enablement of a financial transaction capability.

  • US20040170430A1 (Alexei Gorokhov)

    • Full Citation: US20040170430A1
    • Priority Date: 2001-06-21
    • Publication Date: 2004-09-02
    • Brief Description: This patent application describes a MIMO transmission system in a radio communications network.
    • Potential Anticipation (35 U.S.C. § 102): This patent is related to wireless communication technology (MIMO), not the financial transaction enablement specific to US12028793B2.

  • US7028897B2 (Vivotech, Inc.)

    • Full Citation: US7028897B2
    • Priority Date: 2001-12-26
    • Publication Date: 2006-04-18
    • Brief Description: This patent describes an adaptor for a magnetic stripe card reader.
    • Potential Anticipation (35 U.S.C. § 102): This patent relates to hardware for card readers, which is distinct from the software/methodological enablement of financial transactions based on physiological input on a smartphone.

  • US20030172028A1 (International Business Machines Corporation)

    • Full Citation: US20030172028A1
    • Priority Date: 2002-03-07
    • Publication Date: 2003-09-11
    • Brief Description: This patent application describes authorization of payment for a commercial transaction via a Bluetooth enabled device.
    • Potential Anticipation (35 U.S.C. § 102): This patent is relevant for its use of a Bluetooth-enabled device for payment authorization. It could potentially anticipate the "selectively sending information to at least one device" for payment. However, it does not specify the physiological parameter sensing and multi-step enablement that are key to claims 1 and 5.

  • US6957107B2 (Cardionet, Inc.)

    • Full Citation: US6957107B2
    • Priority Date: 2002-03-13
    • Publication Date: 2005-10-18
    • Brief Description: This patent describes a method and apparatus for monitoring and communicating with an implanted medical device.
    • Potential Anticipation (35 U.S.C. § 102): This patent involves monitoring physiological data via a medical device and communication. It's relevant to "sensing a physiological parameter" and could potentially be seen as communicating based on such sensing. However, it lacks the specific steps of enabling a financial transaction function and using it to pay for a product, as claimed in US120287793B2.

  • US20050136949A1 (Barnes Melvin L. Jr.)

    • Full Citation: US20050136949A1
    • Priority Date: 2002-05-23
    • Publication Date: 2005-06-23
    • Brief Description: This patent application describes a portable communications device and method of use.
    • Potential Anticipation (35 U.S.C. § 102): This is a very general description of a portable communication device. Without more specific details about its functionality, it's unlikely to anticipate the unique features of US12028793B2.

  • US7295846B2 (Alcatel)

    • Full Citation: US7295846B2
    • Priority Date: 2002-05-24
    • Publication Date: 2007-11-13
    • Brief Description: This patent describes a method for localizing a mobile terminal in an area under radio coverage of a cellular communication network and of a localization point, corresponding mobile terminal, server and localization point.
    • Potential Anticipation (35 U.S.C. § 102): This patent focuses on mobile terminal localization. While US12028793B2 uses proximity sensing, the core invention is not about localization itself, but the adaptive enablement of financial transactions based on physiological parameters and proximity.

  • US20030220105A1 (Alcatel)

    • Full Citation: US20030220105A1
    • Priority Date: 2002-05-24
    • Publication Date: 2003-11-27
    • Brief Description: This patent application describes a method for localizing a mobile terminal in an area under radio coverage of a cellular communication network and of a localization point, corresponding mobile terminal, server and localization point.
    • Potential Anticipation (35 U.S.C. § 102): Similar to US7295846B2, this focuses on localization and is unlikely to anticipate the physiological parameter-driven financial transaction enablement.

  • US20040143505A1 (Aram Kovach)

    • Full Citation: US20040143505A1
    • Priority Date: 2002-10-16
    • Publication Date: 2004-07-22
    • Brief Description: This patent application describes a method for tracking and disposition of articles.
    • Potential Anticipation (35 U.S.C. § 102): This patent is concerned with tracking articles, which is distinct from enabling financial transactions based on physiological data.

  • US20040143550A1 (International Business Machines Corporation)

    • Full Citation: US20040143550A1
    • Priority Date: 2002-12-19
    • Publication Date: 2004-07-22
    • Brief Description: This patent application describes a cellular electronic wallet device and method.
    • Potential Anticipation (35 U.S.C. § 102): This is a relevant reference as it discusses an "electronic wallet" for a cellular device. The existence of an electronic wallet for mobile devices is prior art. The question for anticipation would be whether this patent discloses the specific physiological parameter-based, multi-step enablement described in claims 1 and 5 of US12028793B2. If it does not, it would not anticipate those claims.

  • US6944981B1 (Dennis Garberg & Associates, Inc.)

    • Full Citation: US6944981B1
    • Priority Date: 2003-04-28
    • Publication Date: 2005-09-20
    • Brief Description: This patent describes a mobile dispensing display, a method for conversion of a shopping cart into a dispensing display, and a method of advertising and dispensing products.
    • Potential Anticipation (35 U.S.C. § 102): This patent relates to shopping carts and product dispensing. While US12028793B2 mentions shopping carts in an example, the core inventive concept is not about the shopping cart itself, but the smartphone's financial transaction enablement via physiological parameters.

  • US20070167147A1 (Krasner Norman F)

    • Full Citation: US20070167147A1
    • Priority Date: 2003-05-20
    • Publication Date: 2007-07-19
    • Brief Description: This patent application describes a method and apparatus for communicating emergency information using wireless devices.
    • Potential Anticipation (35 U.S.C. § 102): This patent is for emergency communication and is not relevant to financial transactions or physiological parameter-based enablement.

  • US20070184837A1 (Sony Deutschland Gmbh)

    • Full Citation: US20070184837A1
    • Priority Date: 2004-02-18
    • Publication Date: 2007-08-09
    • Brief Description: This patent application describes device registration in a wireless multi-hop ad-hoc network.
    • Potential Anticipation (35 U.S.C. § 102): This patent focuses on network device registration and is not relevant to the financial transaction enablement of US12028793B2.

  • US20070197261A1 (Humbel Roger M)

    • Full Citation: US20070197261A1
    • Priority Date: 2004-03-19
    • Publication Date: 2007-08-23
    • Brief Description: This patent application describes a mobile telephone remote key/software regulating card for radio bicycle locks, cars, houses, and RFID tags, with authorization and payment function.
    • Potential Anticipation (35 U.S.C. § 102): This patent includes a payment function and authorization on a mobile phone in relation to RFID tags. It is relevant to mobile payment and authorization. The key differentiator for US12028793B2 remains the physiological parameter sensing and criterion satisfaction as a trigger for enabling the financial transaction capability.

  • US20060009234A1 (Tiger Telematics, Inc.)

    • Full Citation: US20060009234A1
    • Priority Date: 2004-07-09
    • Publication Date: 2006-01-12
    • Brief Description: This patent application describes a portable electronic device.
    • Potential Anticipation (35 U.S.C. § 102): This is a general description of a portable electronic device and is unlikely to anticipate the specific financial transaction enablement features of US12028793B2.

  • US7233260B2 (Mark Iv Industries Corp.)

    • Full Citation: US7233260B2
    • Priority Date: 2004-10-05
    • Publication Date: 2007-06-19
    • Brief Description: This patent describes an electronic toll collection system.
    • Potential Anticipation (35 U.S.C. § 102): Another electronic toll collection system. The physiological parameter aspect of US12028793B2 is the main distinguishing factor.

  • US20060085297A1 (International Business Machines Corporation)

    • Full Citation: US20060085297A1
    • Priority Date: 2004-10-14
    • Publication Date: 2006-04-20
    • Brief Description: This patent application describes customer interaction with inventory via RFID.
    • Potential Anticipation (35 U.S.C. § 102): This patent relates to RFID and inventory interaction, which can be part of a shopping experience, but it does not specify the physiological parameter-driven financial transaction enablement.

  • US7539241B1 (Xilinx, Inc.)

    • Full Citation: US7539241B1
    • Priority Date: 2004-10-22
    • Publication Date: 2009-05-26
    • Brief Description: This patent describes a packet detector for a communication system.
    • Potential Anticipation (35 U.S.C. § 102): This patent is related to communication system components and is not relevant to the financial transaction enablement of US12028793B2.

  • US20080167966A1 (The Coca-Cola Company)

    • Full Citation: US20080167966A1
    • Priority Date: 2004-10-26
    • Publication Date: 2008-07-10
    • Brief Description: This patent application describes a transaction system and method.
    • Potential Anticipation (35 U.S.C. § 102): A broad transaction system. Without specific disclosure of physiological parameter-based enablement, it is unlikely to anticipate claims 1 and 5.

  • US20060133633A1 (Nokia Corporation)

    • Full Citation: US20060133633A1
    • Priority Date: 2004-12-17
    • Publication Date: 2006-06-22
    • Brief Description: This patent application describes a mobile telephone with a metal sensor.
    • Potential Anticipation (35 U.S.C. § 102): This patent focuses on a mobile phone with a metal sensor, which is not directly related to the physiological parameter-driven financial transaction enablement.

  • US20060144933A1 (Do Phuc K)

    • Full Citation: US20060144933A1
    • Priority Date: 2004-12-30
    • Publication Date: 2006-07-06
    • Brief Description: This patent application describes a method to detect false purchases with a consumer service device.
    • Potential Anticipation (35 U.S.C. § 102): This patent is about fraud detection in purchases. While it relates to transactions, it does not describe the unique enablement steps of US12028793B2.

  • US7780081B1 (RCL Products, Inc.)

    • Full Citation: US7780081B1
    • Priority Date: 2005-01-03
    • Publication Date: 2010-08-24
    • Brief Description: This patent describes a system and method for security protection, inventory tracking, and automated shopping cart checkout.
    • Potential Anticipation (35 U.S.C. § 102): This patent touches on automated shopping cart checkout, which involves financial transactions. However, the specific physiological parameter-based enablement is not evident.

  • US20060159260A1 (Eaton Corporation)

    • Full Citation: US20060159260A1
    • Priority Date: 2005-01-14
    • Publication Date: 2006-07-20
    • Brief Description: This patent application describes a method and communication system employing secure key exchange for encoding and decoding messages between nodes of a communication network.
    • Potential Anticipation (35 U.S.C. § 102): This patent deals with secure communication within networks and is not directly relevant to the core inventive concept of US12028793B2.

  • US20060165060A1 (Robin Dua)

    • Full Citation: US20060165060A1
    • Priority Date: 2005-01-21
    • Publication Date: 2006-07-27
    • Brief Description: This patent application describes a method and apparatus for managing credentials through a wireless network.
    • Potential Anticipation (35 U.S.C. § 102): Managing credentials through a wireless network could be part of authorizing a financial transaction. However, the unique trigger of a physiological parameter to enable the financial transaction capability is not explicitly mentioned.

  • US20060172700A1 (Microsoft Corporation)

    • Full Citation: US20060172700A1
    • Priority Date: 2005-01-31
    • Publication Date: 2006-08-03
    • Brief Description: This patent application describes user authentication via a mobile telephone.
    • Potential Anticipation (35 U.S.C. § 102): User authentication on a mobile phone is a component of secure transactions. If the authentication mechanism is based on a physiological parameter and triggers enablement of a financial transaction capability in the manner of US12028793B2, it would be highly anticipatory. Otherwise, it's a general authentication method.

  • US20060194538A1 (Arto Palin)

    • Full Citation: US20060194538A1
    • Priority Date: 2005-02-25
    • Publication Date: 2006-08-31
    • Brief Description: This patent application describes a method and system for VoIP over WLAN to a Bluetooth headset using an ACL link and sniff for aligned eSCO transmission.
    • Potential Anticipation (35 U.S.C. § 102): This patent is focused on VoIP and Bluetooth communication and is not relevant to the financial transaction enablement of US12028793B2.

  • US8050337B2 (Eices Research, Inc.)

    • Full Citation: US8050337B2
    • Priority Date: 2005-06-22
    • Publication Date: 2011-11-01
    • Brief Description: This patent describes systems, methods, devices, and/or computer program products for providing communications devoid of cyclostationary features.
    • Potential Anticipation (35 U.S.C. § 102): This patent appears to be concerned with communication signal characteristics and is not relevant to the financial transaction enablement of US12028793B2.

  • US7624923B2 (Verizon Business Global Llc)

    • Full Citation: US7624923B2
    • Priority Date: 2005-07-11
    • Publication Date: 2009-12-01
    • Brief Description: This patent describes providing directed content to anonymous customers.
    • Potential Anticipation (35 U.S.C. § 102): This patent is about content delivery and is not relevant to the financial transaction enablement of US12028793B2.

  • US20100265845A1 (Lampen Patrik)

    • Full Citation: US20100265845A1
    • Priority Date: 2005-09-15
    • Publication Date: 2010-10-21
    • Brief Description: This patent application describes a Wireless Local Area Network, Adapter Unit, and Equipment.
    • Potential Anticipation (35 U.S.C. § 102): This patent relates to WLAN technology and is not relevant to the financial transaction enablement of US12028793B2.

  • US8532069B2 (Ramesh Balwani)

    • Full Citation: US8532069B2
    • Priority Date: 2005-09-23
    • Publication Date: 2013-09-10
    • Brief Description: This patent describes local area wireless airspace management.
    • Potential Anticipation (35 U.S.C. § 102): This patent is about wireless network management and is not relevant to the financial transaction enablement of US12028793B2.

  • US7503504B2 (Intel Corporation)

    • Full Citation: US7503504B2
    • Priority Date: 2005-12-15
    • Publication Date: 2009-03-17
    • Brief Description: This patent describes a transaction card supporting multiple transaction types.
    • Potential Anticipation (35 U.S.C. § 102): This patent relates to transaction cards, which is different from a smartphone-based system where enablement is triggered by a physiological parameter.

  • US20070178935A1 ([[Samsung Electronics Co.](/litigations/by-defendant/Samsung%20Electronics%20Co.), Ltd.](/litigations/by-plaintiff/Samsung%20Electronics%20Co.%2C%20Ltd.))

    • Full Citation: US20070178935A1
    • Priority Date: 2006-01-13
    • Publication Date: 2007-08-02
    • Brief Description: This patent application describes an apparatus and method for changing the operation mode of a dual mode terminal.
    • Potential Anticipation (33 U.S.C. § 102): This patent describes changing operation modes of a device, which aligns with the "enabling at least one first function" in claims 1 and 5. The key difference would be what triggers the mode change. If it's not a physiological parameter, then it would not anticipate the core novelty.

  • US20070198436A1 (Weiss Kenneth P)

    • Full Citation: US20070198436A1
    • Priority Date: 2006-02-21
    • Publication Date: 2007-08-23
    • Brief Description: This patent application describes a method and apparatus for secure access payment and identification.
    • Potential Anticipation (35 U.S.C. § 102): This patent relates to secure access payment and identification. It could be relevant if its secure access involves physiological parameters to enable payment. If not, the specific enablement steps of US12028793B2 differentiate it.

  • US7822644B2 (Motorola Mobility, Inc.)

    • Full Citation: US7822644B2
    • Priority Date: 2006-03-21
    • Publication Date: 2010-10-26
    • Brief Description: This patent describes methods and devices for establishing and processing payment rules for mobile commerce.
    • Potential Anticipation (35 U.S.C. § 102): This patent deals with mobile commerce payment rules. The physiological parameter-based enablement is the distinguishing factor for US12028793B2.

  • WO2007109574A2 (Motorola Inc.)

    • Full Citation: WO2007109574A2
    • Priority Date: 2006-03-21
    • Publication Date: 2007-09-27
    • Brief Description: This PCT application describes methods and devices for establishing and processing payment rules for mobile commerce.
    • Potential Anticipation (35 U.S.C. § 102): Similar to US7822644B2, this concerns mobile commerce payment rules. The physiological parameter enablement is key to US12028793B2's claims.

  • US20070250393A1 (Alberth William P Jr)

    • Full Citation: US20070250393A1
    • Priority Date: 2006-03-21
    • Publication Date: 2007-10-25
    • Brief Description: This patent application describes methods and devices for establishing and processing payment rules for mobile commerce.
    • Potential Anticipation (35 U.S.C. § 102): Also related to mobile commerce payment rules, lacking the physiological parameter enablement.

  • US8965281B2 (Nokia Corporation)

    • Full Citation: US8965281B2
    • Priority Date: 2006-04-05
    • Publication Date: 2015-02-24
    • Brief Description: This patent describes a mobile device with a near field communication module and a secure chip.
    • Potential Anticipation (35 U.S.C. § 102): This patent discusses NFC and secure chips for mobile devices, which are relevant to contactless payments and security. It could potentially anticipate aspects of "wirelessly transmitting information...using unlicensed frequencies" (e.g., NFC often uses unlicensed frequencies). However, it does not explicitly disclose the physiological parameter-driven enablement process.

  • US20070243872A1 (Gallagher Michael D)

    • Full Citation: US20070243872A1
    • Priority Date: 2006-04-18
    • Publication Date: 2007-10-18
    • Brief Description: This patent application describes a method of providing improved integrated communication system data service.
    • Potential Anticipation (35 U.S.C. § 102): This patent is about communication system data service, not directly relevant to the financial transaction enablement of US12028793B2.

  • US20070265984A1 (Prakash Santhana)

    • Full Citation: US20070265984A1
    • Priority Date: 2006-04-24
    • Publication Date: 2007-11-15
    • Brief Description: This patent application describes financial transactions using mobile devices.
    • Potential Anticipation (35 U.S.C. § 102): This patent is broadly titled "Financial transactions using mobile devices." It would be highly anticipatory if it detailed the specific physiological parameter sensing, criterion satisfaction, multi-stage enablement of financial functions, and the subsequent use for payment as claimed in US12028793B2.

  • US20070285280A1 (Rent-A-Toll, Ltd.)

    • Full Citation: US20070285280A1
    • Priority Date: 2006-06-07
    • Publication Date: 2007-12-13
    • Brief Description: This patent application describes providing toll services utilizing a cellular device.
    • Potential Anticipation (35 U.S.C. § 102): Another toll service patent using cellular devices. The lack of physiological parameter enablement distinguishes US12028793B2.

  • US20080040274A1 (Uzo Chijioke Chukwuemeka)

    • Full Citation: US20080040274A1
    • Priority Date: 2006-08-14
    • Publication Date: 2008-02-14
    • Brief Description: This patent application describes a method of making secure electronic payments using communications devices and biometric data.
    • Potential Anticipation (35 U.S.C. § 102): This patent is highly relevant because it explicitly mentions "secure electronic payments using communications devices and biometric data." Biometric data is a type of physiological parameter. If this patent details the same multi-step process of (1) sensing a physiological parameter, (2) satisfying a criterion, (3) enabling a first function, (4) requesting authorization for a financial transaction function, (5) receiving authorization, (6) establishing the financial transaction function, and (7) using it based on proximity and physiological parameter, then it could potentially anticipate claims 1 and 5 of US12028793B2. This would be a very strong piece of prior art.

  • US20080140667A1 (Sony Ericsson Mobile Communications Ab)

    • Full Citation: US20080140667A1
    • Priority Date: 2006-12-07
    • Publication Date: 2008-06-12
    • Brief Description: This patent application describes a device and method for creating a transaction log of data exchanges between a portable mobile communications device and other wireless devices.
    • Potential Anticipation (35 U.S.C. § 102): This patent is about transaction logging, not the unique enablement features of US12028793B2.

  • US20080140868A1 (Nicholas Kalayjian)

    • Full Citation: US20080140868A1
    • Priority Date: 2006-12-12
    • Publication Date: 2008-06-12
    • Brief Description: This patent application describes methods and systems for automatic configuration of peripherals.
    • Potential Anticipation (35 U.S.C. § 102): This patent relates to peripheral configuration and is not directly relevant to the financial transaction enablement of US12028793B2.

  • US20080146148A1 (Broadcom Corporation)

    • Full Citation: US20080146148A1
    • Priority Date: 2006-12-19
    • Publication Date: 2008-06-19
    • Brief Description: This patent application describes a system and method for using a single antenna for active and passive radio functions.
    • Potential Anticipation (35 U.S.C. § 102): This patent is about antenna technology and is not relevant to the financial transaction enablement of US12028793B2.

  • US20080200166A1 (Embarq Holdings Company, Llc)

    • Full Citation: US20080200166A1
    • Priority Date: 2007-02-20
    • Publication Date: 2008-08-21
    • Brief Description: This patent application describes a system and method for managing radio systems.
    • Potential Anticipation (35 U.S.C. § 102): This patent concerns radio system management and is not relevant to the financial transaction enablement of US12028793B2.

  • US20080227471A1 (Ajay Dankar)

    • Full Citation: US20080227471A1
    • Priority Date: 2007-03-16
    • Publication Date: 2008-09-18
    • Brief Description: This patent application describes a method for tracking credit card fraud.
    • Potential Anticipation (35 U.S.C. § 102): This patent relates to fraud detection, not the physiological parameter-driven enablement of financial transactions.

  • US20080306868A1 (Rent-A-Toll, Ltd.)

    • Full Citation: US20080306868A1
    • Priority Date: 2007-06-07
    • Publication Date: 2008-12-11
    • Brief Description: This patent application describes unlimited toll utilization.
    • Potential Anticipation (35 U.S.C. § 102): Another toll system patent, lacking the physiological parameter enablement.

  • US8463238B2 ([Apple Inc.](/litigations/by-plaintiff/Apple%20Inc.))

    • Full Citation: US8463238B2
    • Priority Date: 2007-06-28
    • Publication Date: 2013-06-11
    • Brief Description: This patent describes a mobile device base station.
    • Potential Anticipation (35 U.S.C. § 102): This patent focuses on mobile device infrastructure (base stations) and is not relevant to the financial transaction enablement of US12028793B2.

  • US20090023474A1 (Motorola, Inc.)

    • Full Citation: US20090023474A1
    • Priority Date: 2007-07-18
    • Publication Date: 2009-01-22
    • Brief Description: This patent application describes token-based dynamic authorization management of RFID systems.
    • Potential Anticipation (35 U.S.C. § 102): This patent relates to authorization management for RFID systems. While it involves authorization, it doesn't describe the physiological parameter trigger for enablement.

  • US20090058637A1 (National Yang-Ming University)

    • Full Citation: US20090058637A1
    • Priority Date: 2007-08-27
    • Publication Date: 2009-03-05
    • Brief Description: This patent application describes a multi-antenna wireless sensor system.
    • Potential Anticipation (35 U.S.C. § 102): This patent focuses on sensor systems and antennas, not the specific financial transaction enablement features of US12028793B2.

  • US8249935B1 (Sprint Communications Company L.P.)

    • Full Citation: US8249935B1
    • Priority Date: 2007-09-27
    • Publication Date: 2012-08-21
    • Brief Description: This patent describes a method and system for blocking confidential information at a point-of-sale reader from eavesdropping.
    • Potential Anticipation (35 U.S.C. § 102): This patent is about security at the point of sale. While relevant to financial transactions, it does not disclose the physiological parameter-driven enablement.

  • US20090113543A1 (Research In Motion Limited)

    • Full Citation: US20090113543A1
    • Priority Date: 2007-10-25
    • Publication Date: 2009-04-30
    • Brief Description: This patent application describes authentication certificate management for access to a wireless communication device.
    • Potential Anticipation (35 U.S.C. § 102): This patent relates to authentication, a general security measure. It does not appear to involve physiological parameter-driven enablement of financial transactions.

  • US7912629B2 (Nokia Corporation)

    • Full Citation: US7912629B2
    • Priority Date: 2007-11-30
    • Publication Date: 2011-03-22
    • Brief Description: This patent describes methods, apparatuses, and computer program products for traffic data aggregation using virtual trip lines and a combination of location and time-based measurement triggers in GPS-enabled mobile handsets.
    • Potential Anticipation (35 U.S.C. § 102): This patent relates to traffic data and location-based triggers. While US12028793B2 uses proximity/location, the distinct feature of physiological parameter enablement is absent.

  • US20090153367A1 (Samsung Electronics Co., Ltd.)

    • Full Citation: US20090153367A1
    • Priority Date: 2007-12-14
    • Publication Date: 2009-06-18
    • Brief Description: This patent application describes a pen-type portable wireless terminal.
    • Potential Anticipation (35 U.S.C. § 102): This patent is about a specific form factor (pen-type terminal) and is unlikely to anticipate the functional enablement of financial transactions of US12028793B2.

  • US20090169070A1 (Apple Inc.)

    • Full Citation: US20090169070A1
    • Priority Date: 2007-12-28
    • Publication Date: 2009-07-02
    • Brief Description: This patent application describes control of an electronic device by using a person's fingerprints.
    • Potential Anticipation (35 U.S.C. § 102): This patent is highly relevant because it describes using fingerprints (a biometric, thus a physiological parameter) to control an electronic device. If "control" encompasses enabling functions and subsequently enabling financial transactions, this could be highly anticipatory. The specific sequence of enablement, authorization request, and then use for payment in US12028793B2 would be the points of comparison for novelty. This patent, along with US20080040274A1, appears to be among the strongest prior art candidates.

  • US20090213947A1 (Xilinx, Inc.)

    • Full Citation: US20090213947A1
    • Priority Date: 2008-02-25
    • Publication Date: 2009-08-27
    • Brief Description: This patent application describes block boundary detection for a wireless communication system.
    • Potential Anticipation (35 U.S.C. § 102): This patent is about communication system components and is not relevant to the financial transaction enablement of US12028793B2.

  • US8091780B2 (Wal-Mart Stores, Inc.)

    • Full Citation: US8091780B2
    • Priority Date: 2008-04-07
    • Publication Date: 2012-01-10
    • Brief Description: This patent describes a system, method, and apparatus of a customer interface device.
    • Potential Anticipation (35 U.S.C. § 102): This patent relates to customer interfaces, potentially for shopping, but it does not appear to involve the physiological parameter-driven financial transaction enablement.

  • US8665062B2 (Telecom Italia S.P.A.)

    • Full Citation: US8665062B2
    • Priority Date: 2008-06-30
    • Publication Date: 2014-03-04
    • Brief Description: This patent describes a method and system for communicating access authorization requests based on user personal identification as well as a method and system for determining access authorizations.
    • Potential Anticipation (35 U.S.C. § 102): This patent discusses access authorization based on user personal identification. If "personal identification" includes physiological parameters and the authorization leads to financial transaction enablement as in US12028793B2, then it would be highly relevant.

  • US20100067591A1 (Qualcomm Incorporated)

    • Full Citation: US20100067591A1
    • Priority Date: 2008-09-12
    • Publication Date: 2010-03-18
    • Brief Description: This patent application describes efficiently identifying system waveform in uplink transmission.
    • Potential Anticipation (35 U.S.C. § 102): This patent is about wireless communication waveform identification and is not relevant to the financial transaction enablement of US12028793B2.

  • US20110314539A1 (At&T Intellectual Property I, L.P.)

    • Full Citation: US20110314539A1
    • Priority Date: 2010-06-18
    • Publication Date: 2011-12-22
    • Brief Description: This patent application describes proximity-based device security.
    • Potential Anticipation (35 U.S.C. § 102): This patent is relevant for "proximity-based device security," as US12028793B2 uses a proximity condition. The crucial difference lies in the physiological parameter trigger for enablement of the financial transaction capability, which is not evident here.

  • US20120214443A1 (Wherepro, Llc)

    • Full Citation: US20120214443A1
    • Priority Date: 2010-08-27
    • Publication Date: 2012-08-23
    • Brief Description: This patent application describes the operation of a computing device involving wireless tokens.
    • Potential Anticipation (35 U.S.C. § 102): This patent relates to wireless tokens and computing device operation, but it does not appear to incorporate the physiological parameter-driven financial transaction enablement.

  • US20130156218A1 (William R. Annacone)

    • Full Citation: US20130156218A1
    • Priority Date: 2011-12-16
    • Publication Date: 2013-06-20
    • Brief Description: This patent application describes an enclosure system with an acoustic element.
    • Potential Anticipation (35 U.S.C. § 102): This patent is unrelated to financial transactions or physiological parameter sensing.

  • US8646060B1 (Mourad Ben Ayed)

    • Full Citation: US8646060B1
    • Priority Date: 2013-07-30
    • Publication Date: 2014-02-04
    • Brief Description: This patent describes a method for adaptive authentication using a mobile device.
    • Potential Anticipation (35 U.S.C. § 102): This patent's title "adaptive authentication using a mobile device" is highly relevant. If "adaptive authentication" includes sensing a physiological parameter and satisfying a criterion to then enable further functions, including financial transactions, it would be highly anticipatory of claims 1 and 5.

Summary of Most Relevant Prior Art:

The most relevant prior art references, based on their descriptions and potential to anticipate the core elements of claims 1 and 5 of US12028793B2, appear to be:

  1. US7505941B2 (American Express Travel Related Services Company, Inc.): This patent explicitly mentions "conducting electronic transactions using biometrics." If "biometrics" is considered a physiological parameter, and the transaction process is sufficiently similar, it could be highly anticipatory of the physiological sensing and financial transaction aspects.
  2. US20080040274A1 (Uzo Chijioke Chukwuemeka): This patent describes "secure electronic payments using communications devices and biometric data." The use of biometric data (physiological parameter) for secure electronic payments directly addresses key elements of claims 1 and 5. The specifics of the enablement steps would determine full anticipation.
  3. US20090169070A1 (Apple Inc.): This patent details "control of an electronic device by using a person's fingerprints." Fingerprints are a physiological parameter. If "control" includes enabling financial transaction capabilities, this patent could be very strong prior art.
  4. US8665062B2 (Telecom Italia S.P.A.): This patent discusses "communicating access authorization requests based on user personal identification." If "user personal identification" broadly includes physiological parameters and leads to financial transaction enablement, it would be highly relevant.
  5. US8646060B1 (Mourad Ben Ayed): This patent discusses "adaptive authentication using a mobile device." If this adaptive authentication uses physiological parameters to enable financial transaction functionality, it would be highly relevant.

These patents directly touch upon the concepts of biometrics/physiological parameters and their use in controlling devices or authorizing transactions. The key for US12028793B2's novelty over these would lie in the specific multi-step process of first enabling a general "first function" responsive to the physiological parameter, then requesting authorization to establish a financial transaction function, and finally using that established financial transaction function responsive to both proximity and the physiological parameter. The specific combination and sequence of these steps might provide the inventive distinction.

Generated 5/22/2026, 12:47:48 AM