Assignment history

Inventors

• Thomas Maiorino (Employer at time of filing unknown)
• Daniel Taylor (Employer at time of filing unknown)

Original assignee

The original assignee is "Individual" as per the Google Patents record. This typically indicates that the patent was assigned to individuals directly, rather than a corporate entity, at the time of filing or issuance. Without further information, it's unclear if they shipped a product embodying the claims, their primary line of business, or their current status.

Assignment timeline

The USPTO Assignment Center (https://assignmentcenter.uspto.gov/) is the authoritative source for patent assignment records. A search for US Patent 8862508 reveals the following assignments:

• 2016-10-12 (executed 2005-11-11) / recorded 2016-10-12 — Reel 040323/0358
  • Conveyance: ASSIGNMENT OF ASSIGNORS INTEREST
  • Assignor: MCOM LLC
  • Assignee: MCOM FINANCIAL SOLUTIONS, INC, PENNSYLVANIA
  • Correspondent: Not specified in available data for this record.
  • Context: Transfer from an LLC to a related entity, possibly an internal reorg. The execution date predates the recording date significantly.
• 2021-02-17 (executed 2016-08-03) / recorded 2021-02-17 — Reel 056053/0318
  • Conveyance: ASSIGNMENT OF ASSIGNORS INTEREST
  • Assignor: MCOM FINANCIAL SOLUTIONS, INC
  • Assignee: MCOM IP HOLDINGS, LLC, NEW JERSEY
  • Correspondent: Not specified in available data for this record.
  • Context: Transfer from one MCOM entity to another, likely an internal reorg or move towards patent assertion.
• 2021-02-05 (executed 2021-01-29) / recorded 2021-02-05 — Reel 055169/0235
  • Conveyance: ASSIGNMENT OF ASSIGNORS INTEREST
  • Assignor: MCOM IP HOLDINGS LLC
  • Assignee: MCOM IP, LLC, TEXAS
  • Correspondent: Not specified in available data for this record.
  • Context: Transfer to "MCOM IP, LLC," which is identified as a patent assertion entity (PAE). This is a clear transfer to an asserter.
• 2025-06-09 (executed 2025-03-28) / recorded 2025-06-09 — Reel 071364/0929
  • Conveyance: LIEN
  • Assignor: MCOM IP, LLC
  • Assignee: CITY NATIONAL BANK OF FLORIDA, FLORIDA
  • Correspondent: Not specified in available data for this record.
  • Context: A lien placed on the patent by City National Bank of Florida, indicating a security interest.

Timeline diagram

timeline
    title Ownership of US 8862508
    2006 : Filed by Individual inventors
    2014 : Issued
    2016 : Assigned to MCOM FINANCIAL SOLUTIONS, INC
    2021 : Assigned to MCOM IP HOLDINGS, LLC
         : Assigned to MCOM IP, LLC
    2025 : Lien by CITY NATIONAL BANK OF FLORIDA

NPE / troll-pattern signals

1. Shell-entity transfer — present. The transfer to MCOM IP, LLC (Reel 055169/0235) is a strong signal. MCOM IP, LLC is explicitly identified as a patent assertion entity (PAE) focused on monetizing intellectual property related to mobile and electronic banking technologies, with no indication of producing products. Its address is in Texas, and it's associated with Dynamic IP Deals LLC, a patent monetization firm.

2. Known asserter in the chain — present. MCOM IP, LLC is a known patent assertion entity (PAE). It has asserted the '508 patent over 40 times against various financial services companies.

3. Repeat correspondent across the chain — unclear. The provided patent text and search results do not include correspondent attorney names or firms for the assignment records. Therefore, it is not possible to determine if the same correspondent recurs.

4. Cascading transfers — present. There are three assignments occurring between 2016 and 2021. Specifically, MCOM FINANCIAL SOLUTIONS, INC to MCOM IP HOLDINGS, LLC (executed 2016-08-03, recorded 2021-02-17, Reel 056053/0318), followed by MCOM IP HOLDINGS LLC to MCOM IP, LLC (executed 2021-01-29, recorded 2021-02-05, Reel 055169/0235) show transfers within a relatively short period, and between entities with similar names.

5. Pre-litigation transfer — present. The assignment to MCOM IP, LLC was executed on 2021-01-29 and recorded on 2021-02-05 (Reel 055169/0235). MCOM IP, LLC began filing litigation in 2021, with cases noted as early as October 2021. This aligns with a transfer occurring shortly before active assertion.

6. Bankruptcy fire-sale — not present. There is no indication of the original assignee or any subsequent assignor filing for bankruptcy and selling the patent in proceedings.

7. Privateering — unclear. While MCOM IP, LLC asserts against operating companies in the financial sector, there is no direct evidence provided to suggest that an operating company transferred the patent to MCOM IP, LLC to assert on its behalf against competitors.

8. Defensive aggregator (anti-NPE) — not present. The chain does not terminate at a known defensive aggregator. Instead, the final recorded conveyance is a lien by City National Bank of Florida (Reel 071364/0929).

Verdict

NPE — high confidence

This verdict is driven by the clear identification of MCOM IP, LLC as a patent assertion entity (PAE), the transfer of the patent to this entity (Reel 055169/0235), and the subsequent extensive litigation campaign initiated by MCOM IP, LLC shortly after acquiring the patent. The cascading transfers between MCOM entities and the timing of the transfer to MCOM IP, LLC preceding litigation further support this conclusion.

• USPTO Assignment Center search for US8862508: https://assignmentcenter.uspto.gov/