United Services Automobile Association

United Services Automobile Association (USAA) is a privately held, member-owned financial services company headquartered in San Antonio, Texas, founded in 1922. It operates as a reciprocal inter-insurance exchange. As of 2024-2026, USAA has approximately 37,000 to 38,000 employees and reported a record revenue of $48.6 billion in 2024, with a profit of $3.9 billion. The company primarily serves current and former members of the U.S. military, veterans, and their families, with about 14 million members.

USAA offers a comprehensive suite of financial products and services. These include various insurance types such as auto, home, renters, life, health, and umbrella insurance. Additionally, USAA provides banking services through USAA Federal Savings Bank, including checking and savings accounts, credit cards, auto loans, and home mortgages. The company also offers financial planning, investment, and retirement solutions.

In terms of patent litigation, USAA primarily acts as a patent assertion entity, actively defending and asserting its extensive patent portfolio, which includes over 1,800 patents globally. Their patent assertion posture is evident from the tracked case data, showing 1 plaintiff case and 0 defendant cases. USAA has a history of pursuing litigation against other financial institutions for alleged infringement of its intellectual property.

A notable area of USAA's patent focus is mobile remote deposit capture (MRDC) technology, which allows customers to deposit checks using a mobile device. USAA pioneered this technology to serve military members with limited access to banking facilities. The company has successfully secured significant judgments in the past against major banks, including Wells Fargo, for infringement of its MRDC patents. The current tracked case, United Services Automobile Association v. Auto Telematics Ltd., filed in 2025 at the Patent Trial and Appeal Board (PTAB), aligns with USAA's strategy of actively enforcing its patent rights.