Extensions

For US Patent 10937018, here's a detailed breakdown of its term adjustments, family members, and projected expiration date:

Patent Term Adjustments (PTA) and Patent Term Extensions (PTE)

• Patent Term Adjustments (PTA): The '018 patent, having an application filing date of September 1, 2020, is eligible for Patent Term Adjustment (PTA). PTA is granted to compensate patent applicants for certain delays incurred by the USPTO during the prosecution of a patent application. These delays typically involve the USPTO failing to meet specific deadlines, such as issuing a first Office Action within 14 months of filing, responding to an applicant's reply within four months, or issuing the patent within three years of the filing date. The provided information does not explicitly state the calculated PTA for US10937018. To determine the exact PTA, the patent's file wrapper in Patent Center would need to be reviewed.
• Patent Term Extensions (PTE): Patent Term Extensions (PTE) under 35 U.S.C. § 156 are typically available for patents covering certain human drugs, food or color additives, medical devices, animal drugs, and veterinary biological products. PTE aims to restore patent term lost due to delays in receiving premarket government approval from a regulatory agency like the FDA. The '018 patent, which pertains to financial transactions, does not fall into these categories. Therefore, it is highly unlikely to have received or be eligible for a Patent Term Extension.

Continuation and Divisional Applications

• Continuation Applications: A continuation application shares the same disclosure as its parent but pursues different claims, with no new subject matter added. US10937018 is itself a continuation patent application, as indicated by its cross-reference to related applications. It is a continuation of U.S. patent application Ser. No. 16/882,006, filed May 22, 2020 (now U.S. Pat. No. 10,796,296). This chain of continuations extends back to U.S. patent application Ser. No. 13/185,432, filed July 18, 2011 (now U.S. Pat. No. 8,554,671), which represents the earliest priority date for the patent family.
• Divisional Applications: A divisional application arises when the USPTO issues a restriction requirement, determining that a single application contains two or more independent and distinct inventions. A divisional application also cannot contain any new matter and all claims are entitled to the filing date of the parent application. There is no explicit mention of US10937018 being a divisional application, nor is there any indication that it arose from a restriction requirement. The patent's lineage primarily indicates continuation applications.

Related Family Members

Based on the "CROSS-REFERENCE TO RELATED APPLICATIONS" section, US10937018 is part of a patent family with a complex priority chain:

• US 10,796,296 B2: (Parent of US10937018) "Kit, System and Associated Method and Service for Providing a Platform to Prevent Fraudulent Financial Transactions," filed May 22, 2020.
• US 10,733,593 B2: "Kit, System and Associated Method and Service for Providing a Platform to Prevent Fraudulent Financial Transactions," filed Oct. 17, 2017.
• US 2015/0227913 A1: (Abandoned application) "Kit, System and Associated Method and Service for Providing a Platform to Prevent Fraudulent Financial Transactions," filed Apr. 20, 2015.
• US 2014/0058944 A1: (Abandoned application) "Kit, System and Associated Method and Service for Providing a Platform to Prevent Fraudulent Financial Transactions," filed Aug. 23, 2013.
• US 8,554,671 B2: "System and Associated Method and Service for Providing a Platform that Allows for the Exchange of Cash Between Members in a Mobile Environment," filed Jul. 18, 2011. This patent (US8554671) represents the earliest priority date in this family.
• US 20210004783A1: (Other version listed on Google Patents, a publication of US17/009,551, which is the application for US10937018).
• US 11087307B2
• US 12014347B2
• US 12462240B2

Projected Expiration Date

The term for a U.S. patent is generally 20 years from the filing date of the earliest-filed non-provisional application in the family. For US10937018, the earliest priority date is July 18, 2011, from U.S. patent application Ser. No. 13/185,432 (now U.S. Pat. No. 8,554,671).

Therefore, the anticipated expiration date for US10937018, without considering any PTA, would be 20 years from July 18, 2011.

• Earliest Priority Date: July 18, 2011
• Base Expiration Date (20 years from priority): July 18, 2031

The Google Patents page itself lists an "Anticipated expiration" date of 2031-07-18. This aligns with the 20-year term from the earliest priority date. Any Patent Term Adjustment (PTA) would extend this date, but the specific PTA amount is not provided.