Defendant
2 cases as defendant.
Company Overview
Capital One Financial Corporation, commonly known as Capital One, is a publicly traded financial services holding company headquartered in McLean, Virginia. Founded in 1994, it is listed on the New York Stock Exchange under the ticker symbol COF. As one of the largest banks in the United States, the company has a substantial workforce, with some reports indicating over 50,000 employees. For the 2025 fiscal year, the company reported revenues in the range of $53-54 billion.
Products and Services
Capital One operates across three primary segments: credit cards, consumer banking, and commercial banking. It is a major issuer of credit cards for consumers and small businesses, and also provides auto loans. The consumer banking division offers personal and small business banking products, including checking and savings accounts, through a network of branches and cafe-style locations. The commercial banking arm serves clients with various financial solutions, including lending, capital markets access, and treasury management services. Capital One also owns the Discover Card, Diners Club, and Pulse payment networks.
Patent Litigation Posture
Based on the provided data, Capital One is an operating company that has been a defendant in patent litigation. The company has been named as a defendant in one tracked case and has not been a plaintiff. This defensive posture is typical for a large technology-focused operating company, which often faces lawsuits from patent assertion entities (PAEs). The single tracked case was filed in the Delaware District Court, a common venue for corporate litigation.
Notable Cases and Context
The tracked case is Disintermedation Services Inc. v. Capital One Financial Corporation, filed on November 15, 2022. The plaintiff, Disintermedation Services Inc., appears to be a non-practicing entity (NPE), a company that primarily acquires patents to assert them against alleged infringers rather than producing its own products. This is suggested by its history of asserting patents, such as those related to real-time communication systems, against various companies. The case against Capital One fits the common pattern of operating companies in the financial technology sector being targeted by NPEs over software and business method patents.
Patent infringement suit filed by Disintermedation Services Inc. against Capital One Financial Corporation. The current status is not publicly available.
Patent infringement suit filed by Cyberfone Systems, LLC as part of its 2014 litigation campaign in the Eastern District of Texas. The case is now terminated.